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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,725,599 | $183,627+839.7% | $155,602+1009.0% | $145,978+1082.1% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 8.21% | 61.32%-53.1pp | 64.81%-56.6pp | 550.52%-542.3pp |
| Employer contribution / active EE | $33,262 | $5,316+525.7% | $4,675+611.4% | $4,662+613.5% |
| Participant deferral / active EE | $19,125 | $6,466+195.8% | $5,629+239.8% | $6,690+185.9% |
| Admin fee / account holder | $1,036 | $19,327-94.6% | $15,923-93.5% | $13,400-92.3% |