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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $226,194 | $96,643+134.1% | $86,617+161.1% | $139,456+62.2% |
| Participation rate | 83.3% | 74.4%+8.9pp | 71.7%+11.6pp | 80.3%+3.0pp |
| Annual return | 54.44% | 106.57%-52.1pp | 591.91%-537.5pp | 373.45%-319.0pp |
| Employer contribution / active EE | $9,482 | $3,264+190.5% | $3,023+213.6% | $4,753+99.5% |
| Participant deferral / active EE | $14,307 | $4,835+195.9% | $4,437+222.4% | $6,711+113.2% |
| Admin fee / account holder | $3,155 | $6,406-50.7% | $5,613-43.8% | $11,407-72.3% |