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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,588,705 | $108,942+1358.3% | $100,415+1482.1% | $145,897+988.9% |
| Participation rate | 100.0% | 83.0%+17.0pp | 81.5%+18.5pp | 80.3%+19.7pp |
| Annual return | 14.28% | 58.27%-44.0pp | 49.47%-35.2pp | 552.29%-538.0pp |
| Employer contribution / active EE | $0 | $4,422-100.0% | $3,943-100.0% | $4,663-100.0% |
| Participant deferral / active EE | $9,314 | $8,461+10.1% | $8,091+15.1% | $6,689+39.2% |
| Admin fee / account holder | $58,122 | $9,702+499.1% | $7,906+635.2% | $13,390+334.1% |