Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,657 | $57,828-79.8% | $117,039-90.0% | $70,126-83.4% |
| Participation rate | 55.9% | 67.1%-11.2pp | 77.2%-21.3pp | 69.5%-13.7pp |
| Annual return | 23.58% | 17.55%+6.0pp | 18.95%+4.6pp | 73.15%-49.6pp |
| Employer contribution / active EE | $269 | $1,816-85.2% | $3,785-92.9% | $2,343-88.5% |
| Participant deferral / active EE | $1,343 | $2,438-44.9% | $3,929-65.8% | $3,332-59.7% |
| Admin fee / account holder | $1,990 | $3,548-43.9% | $5,974-66.7% | $4,645-57.2% |