Retirement plan

MCCAULEY, CELIN & ASSOCIATES, O.D. 401(K) PROFIT SHARING PLAN

Name: MCCAULEY, CELIN & ASSOCIATES, O.D. - MCCAULEY, CELIN & ASSOCIATES, O.D. 401(K) PROFIT SHARING PLAN (2015) Form 5500
Creator: MCCAULEY, CELIN & ASSOCIATES, O.D.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, MCCAULEY, CELIN & ASSOCIATES, O.D. 401(K) PROFIT SHARING PLAN, MCCAULEY, CELIN & ASSOCIATES, O.D.

MCCAULEY, CELIN & ASSOCIATES, O.D.EIN 25-1373659Plan #002PY 2015

956 PERRY HIGHWAY - PITTSBURGH, PA 15237412-364-9969LinkedIn11-50 employeesmedical practice

Prospect flagsHigh feesLow employer contribution

How to read this page

Total assets (EOY)

$992K

No prior year

Total participants

No prior year

Average account balance

$52,231

No prior year

Annual return

1.03%

No prior year

Benchmarks

See 102,328 peers

Peer group

Industry62 - Health Care and Social Assistance

Plan typeDefined contribution

Participants<25

Cohort102,328 peers

Snapshot2015

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$1.88M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$78K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

126.3%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$187K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$10K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+17.27%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$4959

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2G2J3B3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
3B
Plan covering self-employed individuals
Plan covering self-employed individuals.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityLow employer contribution
Employer contribution per participant is in the bottom quintile of the peer cohort.
OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$556K

$42798 / participant

Other / not subdivided$556K100.0%

% of EOY assets

56.063%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$52,231

$168,635-69.0%

$147,617-64.6%

$125,389-58.3%

Participation rate

92.3%

88.8%+3.5pp

84.6%+7.7pp

83.2%+9.1pp

Annual return

1.03%

77.65%-76.6pp

61.98%-61.0pp

282.24%-281.2pp

Employer contribution / active EE

$759

$6,252-87.9%

$5,564-86.4%

$4,866-84.4%

Participant deferral / active EE

$6,524

$5,507+18.5%

$4,895+33.3%

$5,352+21.9%

Admin fee / account holder

$29,283

$13,580+115.6%

$11,612+152.2%

$9,541+206.9%

MCCAULEY, CELIN & ASSOCIATES, O.D. 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

MCCAULEY, CELIN & ASSOCIATES, O.D. 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion