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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,913 | $80,781+15.0% | $102,437-9.3% | $74,478+24.8% |
| Participation rate | 37.5% | 65.7%-28.2pp | 74.5%-37.0pp | 67.2%-29.7pp |
| Annual return | 28.36% | 27.58%+0.8pp | 24.95%+3.4pp | 1370.56%-1342.2pp |
| Employer contribution / active EE | $855 | $3,160-72.9% | $3,871-77.9% | $2,626-67.5% |
| Participant deferral / active EE | $1,920 | $3,862-50.3% | $5,060-62.1% | $4,350-55.9% |
| Admin fee / account holder | $1,876 | $2,372-20.9% | $8,388-77.6% | $1,946-3.6% |