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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,913 | $80,731+15.1% | $103,374-10.1% | $74,546+24.6% |
| Participation rate | 37.5% | 65.7%-28.2pp | 74.5%-37.0pp | 67.2%-29.7pp |
| Annual return | 28.36% | 27.56%+0.8pp | 24.89%+3.5pp | 1366.03%-1337.7pp |
| Employer contribution / active EE | $855 | $3,158-72.9% | $3,869-77.9% | $2,624-67.4% |
| Participant deferral / active EE | $1,920 | $3,860-50.3% | $5,058-62.0% | $4,347-55.8% |
| Admin fee / account holder | $1,876 | $2,369-20.8% | $8,394-77.7% | $1,944-3.5% |