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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,187 | $107,353-9.5% | $92,903+4.6% | $152,885-36.4% |
| Participation rate | 100.0% | 79.8%+20.2pp | 76.0%+24.0pp | 82.5%+17.5pp |
| Annual return | 20.14% | 145.62%-125.5pp | 109.43%-89.3pp | 345.39%-325.2pp |
| Employer contribution / active EE | $1,882 | $4,222-55.4% | $3,653-48.5% | $4,763-60.5% |
| Participant deferral / active EE | $3,098 | $4,848-36.1% | $4,238-26.9% | $5,851-47.0% |
| Admin fee / account holder | $2,977 | $7,081-58.0% | $5,795-48.6% | $11,598-74.3% |