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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $421,129 | $72,177+483.5% | $115,037+266.1% | $59,633+606.2% |
| Participation rate | 100.0% | 72.6%+27.4pp | 81.4%+18.6pp | 68.7%+31.3pp |
| Annual return | -3.24% | 12.02%-15.3pp | 26.14%-29.4pp | 2041.40%-2044.6pp |
| Employer contribution / active EE | $12,909 | $2,841+354.4% | $4,608+180.2% | $2,203+486.1% |
| Participant deferral / active EE | $11,423 | $4,783+138.8% | $6,026+89.6% | $3,192+257.9% |
| Admin fee / account holder | $42,025 | $4,927+753.0% | $8,175+414.1% | $4,297+878.0% |