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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $299,670 | $174,379+71.8% | $152,093+97.0% | $138,895+115.8% |
| Participation rate | 88.9% | 81.6%+7.2pp | 77.8%+11.1pp | 79.9%+9.0pp |
| Annual return | 14.03% | 74.86%-60.8pp | 66.36%-52.3pp | 145.39%-131.4pp |
| Employer contribution / active EE | $13,031 | $4,652+180.1% | $4,175+212.1% | $4,194+210.7% |
| Participant deferral / active EE | $2,561 | $6,159-58.4% | $5,451-53.0% | $6,396-60.0% |
| Admin fee / account holder | $10,028 | $16,880-40.6% | $14,497-30.8% | $12,562-20.2% |