Retirement plan

COMMUNITY COUNSELING CENTER OF MERCER COUNTY 401(K) PROFIT SHARING PLAN

Name: COMMUNITY COUNSELING CENTER OF MERCER COUNTY - COMMUNITY COUNSELING CENTER OF MERCER COUNTY 401(K) PROFIT SHARING PLAN (2017) Form 5500
Creator: COMMUNITY COUNSELING CENTER OF MERCER COUNTY
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, COMMUNITY COUNSELING CENTER OF MERCER COUNTY 401(K) PROFIT SHARING PLAN, COMMUNITY COUNSELING CENTER OF MERCER COUNTY

COMMUNITY COUNSELING CENTER OF MERCER COUNTYEIN 25-1340027Plan #002PY 2017

2201 EAST STATE STREET - HERMITAGE, PA 16148724-981-7141cccmer.orgLinkedIn51-200 employeesmental health care

Prospect flagsHigh feesLow fidelity bond

How to read this page

Total assets (EOY)

$4.7M

+16.4% from 2016

Total participants

121

+13.1% from 2016

Average account balance

$50,342

+16.4% from 2016

Annual return

15.63%

+18.37 pp from 2016

Benchmarks

See 5,167 peers

Peer group

Industry62 - Health Care and Social Assistance

Plan typeDefined contribution

Participants100-249

Cohort5,167 peers

Snapshot2017

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$3.91M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$34K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

114

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

86.4%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$393K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$4K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+12.01%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$142

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2F2G2J2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
ComplianceLow fidelity bond
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).

Expense breakdown

Schedule H Part II

Admin total

$365K

$3203 / participant

Other / not subdivided$365K100.0%

% of EOY assets

7.799%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$50,342

$55,453-9.2%

$170,435-70.5%

$62,293-19.2%

Participation rate

75.4%

66.4%+9.1pp

83.6%-8.2pp

69.5%+5.9pp

Annual return

15.63%

21.38%-5.7pp

205.94%-190.3pp

28.90%-13.3pp

Employer contribution / active EE

$1,672

$2,164-22.7%

$5,432-69.2%

$2,042-18.1%

Participant deferral / active EE

$1,558

$2,303-32.3%

$4,939-68.5%

$3,169-50.8%

Admin fee / account holder

$3,926

$455+762.8%

$13,881-71.7%

$479+719.1%

COMMUNITY COUNSELING CENTER OF MERCER COUNTY 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

COMMUNITY COUNSELING CENTER OF MERCER COUNTY 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion