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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $434,153 | $183,516+136.6% | $155,534+179.1% | $145,884+197.6% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 10.45% | 61.43%-51.0pp | 64.92%-54.5pp | 551.85%-541.4pp |
| Employer contribution / active EE | $13,711 | $5,315+158.0% | $4,675+193.3% | $4,662+194.1% |
| Participant deferral / active EE | $8,243 | $6,467+27.5% | $5,630+46.4% | $6,690+23.2% |
| Admin fee / account holder | $2,670 | $19,293-86.2% | $15,900-83.2% | $13,392-80.1% |