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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $412,131 | $217,432+89.5% | $185,851+121.8% | $167,553+146.0% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 11.79% | 148.43%-136.6pp | 122.11%-110.3pp | 478.89%-467.1pp |
| Employer contribution / active EE | $11,990 | $5,874+104.1% | $5,168+132.0% | $4,840+147.7% |
| Participant deferral / active EE | $8,328 | $6,357+31.0% | $5,569+49.6% | $6,343+31.3% |
| Admin fee / account holder | $2,041 | $19,820-89.7% | $16,245-87.4% | $12,316-83.4% |