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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,727 | $104,251-66.7% | $91,004-61.8% | $147,586-76.5% |
| Participation rate | 83.3% | 78.2%+5.1pp | 75.6%+7.7pp | 82.8%+0.5pp |
| Annual return | 8.74% | 27.06%-18.3pp | 4.60%+4.1pp | 578.59%-569.8pp |
| Employer contribution / active EE | $2,166 | $3,116-30.5% | $2,456-11.8% | $4,876-55.6% |
| Participant deferral / active EE | $2,619 | $4,195-37.6% | $3,548-26.2% | $5,439-51.8% |
| Admin fee / account holder | $19,907 | $8,948+122.5% | $5,417+267.5% | $10,886+82.9% |