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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,442 | $97,761-71.9% | $83,850-67.3% | $135,382-79.7% |
| Participation rate | 57.1% | 80.0%-22.8pp | 76.1%-19.0pp | 82.6%-25.5pp |
| Annual return | -5.22% | 1287.44%-1292.7pp | 850.92%-856.1pp | 519.77%-525.0pp |
| Employer contribution / active EE | $1,921 | $4,222-54.5% | $3,631-47.1% | $4,779-59.8% |
| Participant deferral / active EE | $3,694 | $4,682-21.1% | $4,082-9.5% | $5,609-34.1% |
| Admin fee / account holder | $14,412 | $6,674+115.9% | $5,478+163.1% | $10,829+33.1% |