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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,104 | $79,955-37.3% | $98,461-49.1% | $75,173-33.3% |
| Participation rate | 80.9% | 70.4%+10.5pp | 75.2%+5.7pp | 67.2%+13.6pp |
| Annual return | 14.93% | 19.75%-4.8pp | 21.17%-6.2pp | 160.72%-145.8pp |
| Employer contribution / active EE | $1,082 | $2,264-52.2% | $3,049-64.5% | $2,671-59.5% |
| Participant deferral / active EE | $3,362 | $3,752-10.4% | $4,738-29.1% | $4,126-18.5% |
| Admin fee / account holder | $1,157 | $6,841-83.1% | $8,961-87.1% | $5,651-79.5% |