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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,172 | $76,371-51.3% | $93,621-60.3% | $72,976-49.1% |
| Participation rate | 75.6% | 71.8%+3.9pp | 75.8%-0.2pp | 69.5%+6.1pp |
| Annual return | 17.47% | 25.82%-8.3pp | 32.76%-15.3pp | 81.02%-63.5pp |
| Employer contribution / active EE | $163 | $2,276-92.8% | $2,719-94.0% | $2,440-93.3% |
| Participant deferral / active EE | $2,243 | $3,538-36.6% | $4,070-44.9% | $3,608-37.8% |
| Admin fee / account holder | $842 | $6,839-87.7% | $7,890-89.3% | $5,124-83.6% |