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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $342,047 | $117,829+190.3% | $102,423+234.0% | $145,877+134.5% |
| Participation rate | 75.0% | 78.6%-3.6pp | 76.5%-1.5pp | 80.3%-5.3pp |
| Annual return | 12.24% | 31.83%-19.6pp | 29.42%-17.2pp | 551.28%-539.0pp |
| Employer contribution / active EE | $2,933 | $3,615-18.9% | $3,023-3.0% | $4,663-37.1% |
| Participant deferral / active EE | $9,603 | $5,732+67.5% | $5,054+90.0% | $6,691+43.5% |
| Admin fee / account holder | $114,379 | $13,335+757.7% | $9,455+1109.8% | $13,402+753.4% |