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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,959 | $134,817-45.9% | $123,973-41.1% | $155,188-53.0% |
| Participation rate | 73.7% | 79.4%-5.7pp | 76.7%-3.0pp | 80.8%-7.1pp |
| Annual return | 4.83% | 515.49%-510.7pp | 388.13%-383.3pp | 148.84%-144.0pp |
| Employer contribution / active EE | $1,053 | $4,425-76.2% | $4,126-74.5% | $4,248-75.2% |
| Participant deferral / active EE | $1,504 | $5,706-73.6% | $5,247-71.3% | $6,531-77.0% |
| Admin fee / account holder | $25,920 | $13,245+95.7% | $11,799+119.7% | $14,480+79.0% |