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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Retirees and beneficiaries make up 25% or more of total participants - indicates an ageing workforce or a frozen plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $225,427 | $91,198+147.2% | $178,503+26.3% | $79,856+182.3% |
| Participation rate | 100.0% | 69.2%+30.8pp | 81.9%+18.1pp | 69.6%+30.4pp |
| Annual return | 5.17% | 24.20%-19.0pp | 151.12%-145.9pp | 31.71%-26.5pp |
| Employer contribution / active EE | $7,445 | $3,257+128.6% | $5,011+48.6% | $2,471+201.3% |
| Participant deferral / active EE | $4,182 | $3,237+29.2% | $5,202-19.6% | $3,741+11.8% |
| Admin fee / account holder | $5,808 | $6,748-13.9% | $13,987-58.5% | $5,306+9.4% |