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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Retirees and beneficiaries make up 25% or more of total participants - indicates an ageing workforce or a frozen plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $215,221 | $85,171+152.7% | $172,753+24.6% | $72,976+194.9% |
| Participation rate | 100.0% | 70.1%+29.9pp | 82.6%+17.4pp | 69.5%+30.5pp |
| Annual return | 5.11% | 27.32%-22.2pp | 803.00%-797.9pp | 81.02%-75.9pp |
| Employer contribution / active EE | $6,814 | $3,324+105.0% | $5,144+32.5% | $2,440+179.2% |
| Participant deferral / active EE | $4,519 | $3,260+38.6% | $5,198-13.1% | $3,608+25.2% |
| Admin fee / account holder | $35,427 | $5,880+502.5% | $13,956+153.9% | $5,124+591.4% |