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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $214,280 | $76,407+180.4% | $150,298+42.6% | $82,448+159.9% |
| Participation rate | 100.0% | 66.4%+33.6pp | 77.8%+22.2pp | 68.1%+31.9pp |
| Annual return | 11.25% | 39.99%-28.7pp | 62.79%-51.5pp | 41.64%-30.4pp |
| Employer contribution / active EE | $4,708 | $2,614+80.1% | $4,154+13.3% | $2,551+84.6% |
| Participant deferral / active EE | $4,458 | $3,214+38.7% | $5,453-18.2% | $4,139+7.7% |
| Admin fee / account holder | $59,598 | $6,352+838.3% | $14,116+322.2% | $7,234+723.8% |