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| Provider | Service type | Compensation |
|---|---|---|
CITIZENS & NORTHERN BANK6 years Service code 15 · EIN 24-0756925 | Recordkeeping | $48,521 |
Annual investment return is in the bottom quintile of the peer cohort.
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,082 | $79,171-14.0% | $102,423-33.5% | $74,495-8.6% |
| Participation rate | 86.4% | 74.8%+11.6pp | 76.5%+9.9pp | 67.2%+19.2pp |
| Annual return | 10.78% | 54.93%-44.2pp | 29.32%-18.5pp | 1364.94%-1354.2pp |
| Employer contribution / active EE | $1,911 | $2,362-19.1% | $3,023-36.8% | $2,623-27.1% |
| Participant deferral / active EE | $3,412 | $4,415-22.7% | $5,053-32.5% | $4,346-21.5% |
| Admin fee / account holder | $270 | $2,001-86.5% | $9,451-97.1% | $1,942-86.1% |