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| Provider | Service type | Compensation |
|---|---|---|
CITIZENS & NORTHERN BANK4 years Service code 15 · EIN 24-0756925 | Recordkeeping | $44,404 |
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,255 | $65,453-15.6% | $86,698-36.3% | $66,938-17.5% |
| Participation rate | 94.4% | 75.5%+18.9pp | 76.6%+17.8pp | 69.8%+24.5pp |
| Annual return | -14.46% | -10.89%-3.6pp | 35.95%-50.4pp | 1.58%-16.0pp |
| Employer contribution / active EE | $2,066 | $2,154-4.1% | $2,837-27.2% | $2,545-18.8% |
| Participant deferral / active EE | $3,862 | $4,102-5.9% | $4,656-17.1% | $4,238-8.9% |
| Admin fee / account holder | $245 | $642-61.8% | $7,493-96.7% | $594-58.7% |