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| Provider | Service type | Compensation |
|---|---|---|
CITIZENS & NORTHERN BANK6 years Service code 15 · EIN 24-0756925 | Recordkeeping | $48,521 |
Annual investment return is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,082 | $79,181-14.0% | $102,423-33.5% | $74,429-8.5% |
| Participation rate | 86.4% | 74.8%+11.7pp | 76.5%+9.9pp | 67.2%+19.2pp |
| Annual return | 10.78% | 54.97%-44.2pp | 29.42%-18.6pp | 1368.38%-1357.6pp |
| Employer contribution / active EE | $1,911 | $2,362-19.1% | $3,023-36.8% | $2,625-27.2% |
| Participant deferral / active EE | $3,412 | $4,416-22.7% | $5,054-32.5% | $4,348-21.5% |
| Admin fee / account holder | $270 | $2,002-86.5% | $9,455-97.1% | $1,944-86.1% |