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| Provider | Service type | Compensation |
|---|---|---|
CITIZENS & NORTHERN BANK6 years Service code 15 · EIN 24-0756925 | Recordkeeping | $48,521 |
Annual investment return is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,082 | $79,184-14.0% | $102,438-33.5% | $74,546-8.7% |
| Participation rate | 86.4% | 74.8%+11.7pp | 76.5%+9.9pp | 67.2%+19.2pp |
| Annual return | 10.78% | 54.95%-44.2pp | 29.37%-18.6pp | 1366.03%-1355.3pp |
| Employer contribution / active EE | $1,911 | $2,362-19.1% | $3,024-36.8% | $2,624-27.2% |
| Participant deferral / active EE | $3,412 | $4,414-22.7% | $5,054-32.5% | $4,347-21.5% |
| Admin fee / account holder | $270 | $2,001-86.5% | $9,448-97.1% | $1,944-86.1% |