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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,192 | $80,992+26.2% | $96,534+5.9% | $75,173+35.9% |
| Participation rate | 100.0% | 71.8%+28.2pp | 76.0%+24.0pp | 67.2%+32.8pp |
| Annual return | -0.25% | 27.05%-27.3pp | 25.88%-26.1pp | 160.72%-161.0pp |
| Employer contribution / active EE | $3,922 | $2,283+71.8% | $2,965+32.2% | $2,671+46.8% |
| Participant deferral / active EE | $5,256 | $3,929+33.8% | $4,851+8.4% | $4,126+27.4% |
| Admin fee / account holder | $12,907 | $6,717+92.2% | $8,253+56.4% | $5,651+128.4% |