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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,146 | $51,202-23.5% | $70,548-44.5% | $75,181-47.9% |
| Participation rate | 89.4% | 61.0%+28.4pp | 68.3%+21.0pp | 67.2%+22.2pp |
| Annual return | 92.59% | 30.05%+62.5pp | 32.78%+59.8pp | 160.69%-68.1pp |
| Employer contribution / active EE | $2,606 | $1,827+42.6% | $2,975-12.4% | $2,671-2.4% |
| Participant deferral / active EE | $5,345 | $2,850+87.6% | $4,567+17.0% | $4,126+29.5% |
| Admin fee / account holder | $1,223 | $4,094-70.1% | $6,424-81.0% | $5,650-78.4% |