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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,648 | $62,589+19.3% | $76,768-2.8% | $64,173+16.3% |
| Participation rate | 88.5% | 72.8%+15.6pp | 77.0%+11.5pp | 69.6%+18.9pp |
| Annual return | -6.12% | -1.95%-4.2pp | 2.43%-8.5pp | 7.63%-13.7pp |
| Employer contribution / active EE | $681 | $1,832-62.8% | $2,485-72.6% | $2,381-71.4% |
| Participant deferral / active EE | $3,294 | $3,145+4.7% | $3,852-14.5% | $3,470-5.1% |
| Admin fee / account holder | $1,638 | $4,667-64.9% | $6,675-75.5% | $4,887-66.5% |