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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,730 | $56,197-11.5% | $67,652-26.5% | $59,633-16.6% |
| Participation rate | 92.7% | 71.5%+21.3pp | 75.7%+17.1pp | 68.7%+24.1pp |
| Annual return | 1.91% | 18508.10%-18506.2pp | 6625.40%-6623.5pp | 2041.45%-2039.5pp |
| Employer contribution / active EE | $2,425 | $1,615+50.2% | $2,266+7.0% | $2,203+10.1% |
| Participant deferral / active EE | $3,206 | $2,844+12.8% | $3,560-9.9% | $3,192+0.5% |
| Admin fee / account holder | $4,391 | $3,958+10.9% | $4,821-8.9% | $4,297+2.2% |