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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,276 | $73,978+5.8% | $96,515-18.9% | $75,173+4.1% |
| Participation rate | 51.3% | 66.4%-15.1pp | 74.3%-23.1pp | 67.2%-15.9pp |
| Annual return | 16.19% | 26.72%-10.5pp | 35.73%-19.5pp | 160.72%-144.5pp |
| Employer contribution / active EE | $0 | $2,931-100.0% | $3,740-100.0% | $2,671-100.0% |
| Participant deferral / active EE | $3,570 | $3,660-2.5% | $4,880-26.8% | $4,126-13.5% |
| Admin fee / account holder | $39,101 | $5,219+649.3% | $6,735+480.5% | $5,651+592.0% |