Retirement plan

COMMUNITY ACTION PARTNERSHIP OF CAMBRIA COUNTY 401(K) PLAN

Name: COMMUNITY ACTION PARTNERSHIP OF CAMBRIA COUNTY - COMMUNITY ACTION PARTNERSHIP OF CAMBRIA COUNTY 401(K) PLAN (2025) Form 5500
Creator: COMMUNITY ACTION PARTNERSHIP OF CAMBRIA COUNTY
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, COMMUNITY ACTION PARTNERSHIP OF CAMBRIA COUNTY 401(K) PLAN, COMMUNITY ACTION PARTNERSHIP OF CAMBRIA COUNTY

COMMUNITY ACTION PARTNERSHIP OF CAMBRIA COUNTYEIN 25-1150439Plan #002PY 2025

516 MAIN ST. - JOHNSTOWN, PA 15901814-361-6330capcc.usLinkedIn1-10 employeesnon-profit organization management

Prospect flagsFailed to transmit contributions

How to read this page

Total assets (EOY)

$3.3M

+4.5% from 2024

Total participants

158

-3.7% from 2024

Average account balance

$20,773

+5.2% from 2024

Annual return

12.68%

-2.10 pp from 2024

Benchmarks

See 2,787 peers

Peer group

Industry62 - Health Care and Social Assistance

Plan typeDefined contribution

Participants100-249

Cohort2,787 peers

Snapshot2025

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$3.26M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$21K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

157

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

99.4%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$139K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$882

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+12.68%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$92

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 2 by compensation

Provider	Service type	Compensation
MUTUAL OF AMERICA INVESTMENT CORP1 year Filed as: MUTUAL OF AMERICA Service code 12 320 PARK AVENUE · NEW YORK, NY 10022	Claims processing; Recordkeeping and ...	$10,462
AMERISERV TRUST & FINANCIAL SERVICE10+ years Service code 21 216 FRANKLIN ST · JOHNSTOWN, PA 15901	Bank Trustee	$3,931

Plan features & details

Pension benefit codes2E2F2G2J2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

ComplianceFailed to transmit contributions
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).

Expense breakdown

Schedule H Part II

Admin total

$14K

$91 / participant

Recordkeeping$6K45.1%
Investment mgmt$3092.1%
Contract admin$8K52.8%

% of EOY assets

0.441%

all-in expense ratio

Categories reported

3 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: KOTZAN CPA & ASSOCIATES, P.C.
Auditor EIN: 262055351
Audit fees: (not subdivided)
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$20,773

$45,343-54.2%

$150,298-86.2%

$67,986-69.4%

Participation rate

99.4%

51.9%+47.5pp

77.8%+21.6pp

57.2%+42.2pp

Annual return

12.68%

33.28%-20.6pp

62.79%-50.1pp

31.67%-19.0pp

Employer contribution / active EE

$303

$1,462-79.3%

$4,154-92.7%

$2,019-85.0%

Participant deferral / active EE

$579

$2,055-71.8%

$5,453-89.4%

$3,358-82.8%

Admin fee / account holder

$92

$2,250-95.9%

$14,116-99.4%

$3,203-97.1%

Provider

Service type

Compensation

MUTUAL OF AMERICA INVESTMENT CORP1 year

Filed as: MUTUAL OF AMERICA

Service code 12

320 PARK AVENUE · NEW YORK, NY 10022

Claims processing; Recordkeeping and ...

$10,462

AMERISERV TRUST & FINANCIAL SERVICE10+ years

Service code 21

216 FRANKLIN ST · JOHNSTOWN, PA 15901

Bank Trustee

$3,931

COMMUNITY ACTION PARTNERSHIP OF CAMBRIA COUNTY 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

COMMUNITY ACTION PARTNERSHIP OF CAMBRIA COUNTY 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion