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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,375 | $62,589-67.4% | $76,768-73.5% | $64,173-68.3% |
| Participation rate | 100.0% | 72.8%+27.2pp | 77.0%+23.0pp | 69.6%+30.4pp |
| Annual return | -2.10% | -1.95%-0.2pp | 2.43%-4.5pp | 7.63%-9.7pp |
| Employer contribution / active EE | $6,065 | $1,832+231.0% | $2,485+144.0% | $2,381+154.7% |
| Participant deferral / active EE | $2,252 | $3,145-28.4% | $3,852-41.5% | $3,470-35.1% |
| Admin fee / account holder | $1,002 | $4,667-78.5% | $6,675-85.0% | $4,887-79.5% |