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| Provider | Service type | Compensation |
|---|---|---|
Filed as: KEYSTONE LIME COMPANY INC Service code 10 PO BOX 278 · SPRINGS, PA 15562 | Accounting | $18,000 |
FIRST UNITED BANK & TRUST5 years Service code 27 PO BOX 557 · OAKLAND, MD 21550 | Advisory (Plan) | $10,000 |
Service code 99 6504 BRIDGE POINT PKWY · AUSTIN, TX 787305097 | Other Fees | $6,909 |
Service code 13 · EIN 81-3989034 101 BRADFORD RD STE 200 · WEXFORD, PA 15090 | Contract Administrator | $3,900 |
Filed as: EMPOWER ADVISORY GROUP, LLC Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $2,853 |
Filed as: ANCHOR 316 FIDUCIARY SOLUTIONS Service code 99 101 BRADFORD RD STE 200 · WEXFORD, PA 15090 | Other Fees | $2,781 |
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,461 | $76,912+55.3% | $129,118-7.5% | $68,486+74.4% |
| Participation rate | 90.5% | 69.1%+21.4pp | 77.2%+13.3pp | 67.9%+22.6pp |
| Annual return | -15.15% | -9.78%-5.4pp | -10.94%-4.2pp | -7.85%-7.3pp |
| Employer contribution / active EE | $2,161 | $3,243-33.4% | $5,051-57.2% | $2,597-16.8% |
| Participant deferral / active EE | $3,956 | $4,732-16.4% | $6,539-39.5% | $4,028-1.8% |
| Admin fee / account holder | $229 | $6,638-96.6% | $14,305-98.4% | $5,404-95.8% |