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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $278,701 | $144,130+93.4% | $117,861+136.5% | $147,586+88.8% |
| Participation rate | 91.7% | 83.4%+8.2pp | 79.7%+12.0pp | 82.8%+8.8pp |
| Annual return | 19.20% | 531.20%-512.0pp | 335.11%-315.9pp | 578.59%-559.4pp |
| Employer contribution / active EE | $3,401 | $4,897-30.6% | $3,786-10.2% | $4,876-30.3% |
| Participant deferral / active EE | $6,899 | $5,316+29.8% | $4,482+53.9% | $5,439+26.9% |
| Admin fee / account holder | $7,077 | $10,887-35.0% | $8,021-11.8% | $10,886-35.0% |