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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $178,972 | $91,559+95.5% | $133,978+33.6% | $79,856+124.1% |
| Participation rate | 89.5% | 73.3%+16.2pp | 79.8%+9.7pp | 69.6%+19.9pp |
| Annual return | 15.10% | 61.85%-46.8pp | 45.10%-30.0pp | 31.71%-16.6pp |
| Employer contribution / active EE | $2,249 | $2,384-5.6% | $3,919-42.6% | $2,471-9.0% |
| Participant deferral / active EE | $6,048 | $3,734+62.0% | $5,047+19.8% | $3,741+61.7% |
| Admin fee / account holder | $6,669 | $6,321+5.5% | $8,930-25.3% | $5,306+25.7% |