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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,126 | $91,559+14.8% | $133,978-21.5% | $79,856+31.6% |
| Participation rate | 80.0% | 73.3%+6.7pp | 79.8%+0.2pp | 69.6%+10.4pp |
| Annual return | 7.64% | 61.85%-54.2pp | 45.10%-37.5pp | 31.71%-24.1pp |
| Employer contribution / active EE | $1,098 | $2,384-54.0% | $3,919-72.0% | $2,471-55.6% |
| Participant deferral / active EE | $2,733 | $3,734-26.8% | $5,047-45.8% | $3,741-26.9% |
| Admin fee / account holder | $3,713 | $6,321-41.3% | $8,930-58.4% | $5,306-30.0% |