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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,968 | $83,485+7.8% | $125,195-28.1% | $72,976+23.3% |
| Participation rate | 83.3% | 73.3%+10.0pp | 79.8%+3.6pp | 69.5%+13.8pp |
| Annual return | 12.21% | 25.77%-13.6pp | 43.79%-31.6pp | 81.02%-68.8pp |
| Employer contribution / active EE | $1,090 | $2,346-53.5% | $3,866-71.8% | $2,440-55.3% |
| Participant deferral / active EE | $2,679 | $3,586-25.3% | $4,937-45.7% | $3,608-25.8% |
| Admin fee / account holder | $5,559 | $5,518+0.7% | $9,704-42.7% | $5,124+8.5% |