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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,394 | $76,371+30.1% | $93,621+6.2% | $72,975+36.2% |
| Participation rate | 69.1% | 71.8%-2.7pp | 75.8%-6.8pp | 69.5%-0.4pp |
| Annual return | 25.15% | 25.82%-0.7pp | 32.76%-7.6pp | 81.01%-55.9pp |
| Employer contribution / active EE | $1,707 | $2,276-25.0% | $2,719-37.2% | $2,440-30.0% |
| Participant deferral / active EE | $3,661 | $3,538+3.5% | $4,070-10.0% | $3,608+1.5% |
| Admin fee / account holder | $2,045 | $6,839-70.1% | $7,890-74.1% | $5,124-60.1% |