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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,995 | $84,685-89.4% | $73,836-87.8% | $125,389-92.8% |
| Participation rate | 80.0% | 76.8%+3.2pp | 73.4%+6.6pp | 83.2%-3.2pp |
| Annual return | 17.12% | 3123.80%-3106.7pp | 2268.06%-2250.9pp | 282.24%-265.1pp |
| Employer contribution / active EE | $251 | $3,123-92.0% | $2,787-91.0% | $4,866-94.8% |
| Participant deferral / active EE | $2,869 | $3,993-28.1% | $3,583-19.9% | $5,352-46.4% |
| Admin fee / account holder | $1,509 | $5,694-73.5% | $4,882-69.1% | $9,541-84.2% |