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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $230,999 | $104,106+121.9% | $71,086+225.0% | $135,379+70.6% |
| Participation rate | 69.2% | 65.7%+3.6pp | 54.7%+14.6pp | 82.6%-13.4pp |
| Annual return | 5.62% | 1256.30%-1250.7pp | 650.59%-645.0pp | 519.79%-514.2pp |
| Employer contribution / active EE | $1,038 | $1,485-30.1% | $1,088-4.6% | $4,779-78.3% |
| Participant deferral / active EE | $4,375 | $2,527+73.1% | $1,874+133.4% | $5,609-22.0% |
| Admin fee / account holder | $19,774 | $4,142+377.4% | $3,082+541.5% | $10,828+82.6% |