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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $196,423 | $107,015+83.5% | $73,545+167.1% | $147,585+33.1% |
| Participation rate | 68.8% | 66.4%+2.4pp | 54.9%+13.8pp | 82.8%-14.1pp |
| Annual return | 9.94% | 38.25%-28.3pp | -15.16%+25.1pp | 578.57%-568.6pp |
| Employer contribution / active EE | $1,224 | $1,760-30.5% | $1,219+0.4% | $4,876-74.9% |
| Participant deferral / active EE | $4,006 | $2,462+62.7% | $1,806+121.8% | $5,439-26.3% |
| Admin fee / account holder | $41,915 | $3,055+1272.0% | $2,320+1706.9% | $10,885+285.1% |