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| Provider | Service type | Compensation |
|---|---|---|
Filed as: COMMONWEALTH EQUITY SERVICES LLC DB Service code 27 29 SAWYER RD · WALTHAM, MA 02453 | Advisory (Plan) | $8,879 |
Filed as: M2B RETIREMENT CONSULTING, LLC Service code 13 101 BRADFORD RD STE 200 · WEXFORD, PA 15090 | Contract Administrator | $5,173 |
Filed as: EMPOWER ADVISORY GROUP, LLC Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $1,109 |
Filed as: EMPOWER ANNUITY INSURANCE COMPANY Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,537 | $51,223-18.9% | $82,763-49.8% | $66,949-38.0% |
| Participation rate | 58.1% | 67.9%-9.8pp | 72.6%-14.5pp | 69.8%-11.7pp |
| Annual return | -8.38% | -9.85%+1.5pp | 702.45%-710.8pp | 1.57%-10.0pp |
| Employer contribution / active EE | $1,011 | $2,611-61.3% | $3,008-66.4% | $2,545-60.3% |
| Participant deferral / active EE | $1,641 | $3,460-52.6% | $4,395-62.7% | $4,239-61.3% |
| Admin fee / account holder | $68 | $415-83.6% | $5,325-98.7% | $594-88.5% |