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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $260,537 | $82,678+215.1% | $125,391+107.8% | $68,490+280.4% |
| Participation rate | 100.0% | 75.1%+24.9pp | 82.4%+17.6pp | 67.9%+32.1pp |
| Annual return | -19.17% | -5.97%-13.2pp | 572.41%-591.6pp | -7.85%-11.3pp |
| Employer contribution / active EE | $8,394 | $3,382+148.2% | $4,816+74.3% | $2,597+223.3% |
| Participant deferral / active EE | $6,957 | $6,111+13.8% | $7,448-6.6% | $4,028+72.7% |
| Admin fee / account holder | $5,074 | $6,277-19.2% | $10,009-49.3% | $5,403-6.1% |