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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $271,889 | $89,370+204.2% | $141,197+92.6% | $72,976+272.6% |
| Participation rate | 100.0% | 75.1%+24.9pp | 82.5%+17.5pp | 69.5%+30.5pp |
| Annual return | 24.51% | 111.88%-87.4pp | 71.41%-46.9pp | 81.02%-56.5pp |
| Employer contribution / active EE | $6,201 | $3,115+99.1% | $4,736+30.9% | $2,440+154.1% |
| Participant deferral / active EE | $4,832 | $5,419-10.8% | $6,710-28.0% | $3,608+33.9% |
| Admin fee / account holder | $739 | $5,957-87.6% | $10,265-92.8% | $5,124-85.6% |