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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $344,399 | $110,337+212.1% | $102,383+236.4% | $145,877+136.1% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 12.59% | 24.83%-12.2pp | 24.94%-12.3pp | 551.28%-538.7pp |
| Employer contribution / active EE | $8,854 | $4,216+110.0% | $3,870+128.8% | $4,663+89.9% |
| Participant deferral / active EE | $6,776 | $5,621+20.6% | $5,060+33.9% | $6,691+1.3% |
| Admin fee / account holder | $4,561 | $9,750-53.2% | $8,391-45.6% | $13,402-66.0% |