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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $348,217 | $124,330+180.1% | $109,173+219.0% | $167,536+107.8% |
| Participation rate | 100.0% | 79.5%+20.5pp | 75.9%+24.1pp | 82.1%+17.9pp |
| Annual return | 11.78% | 26.04%-14.3pp | 25.75%-14.0pp | 478.82%-467.0pp |
| Employer contribution / active EE | $7,660 | $4,209+82.0% | $3,723+105.8% | $4,839+58.3% |
| Participant deferral / active EE | $6,668 | $5,256+26.9% | $4,654+43.3% | $6,342+5.1% |
| Admin fee / account holder | $7,453 | $7,974-6.5% | $6,755+10.3% | $12,315-39.5% |