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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,525 | $53,777-82.3% | $134,155-92.9% | $79,858-88.1% |
| Participation rate | 66.7% | 58.8%+7.9pp | 72.2%-5.5pp | 69.6%-3.0pp |
| Annual return | 0.00% | 19.01%-19.0pp | 36.34%-36.3pp | 31.72%-31.7pp |
| Employer contribution / active EE | $2,803 | $1,321+112.2% | $3,705-24.3% | $2,471+13.5% |
| Participant deferral / active EE | $3,124 | $2,420+29.1% | $3,500-10.7% | $3,740-16.5% |
| Admin fee / account holder | $17 | $3,984-99.6% | $6,685-99.7% | $5,306-99.7% |