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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,362 | $86,050-60.1% | $189,758-81.9% | $94,015-63.4% |
| Participation rate | 100.0% | 68.9%+31.1pp | 79.8%+20.2pp | 70.8%+29.2pp |
| Annual return | 13.16% | 17.77%-4.6pp | 52.62%-39.5pp | 17.84%-4.7pp |
| Employer contribution / active EE | $2,121 | $2,819-24.8% | $4,767-55.5% | $2,790-24.0% |
| Participant deferral / active EE | $2,212 | $3,349-33.9% | $5,856-62.2% | $4,249-47.9% |
| Admin fee / account holder | $2,318 | $6,627-65.0% | $20,388-88.6% | $8,951-74.1% |