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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,362 | $78,690-56.3% | $161,489-78.7% | $87,485-60.7% |
| Participation rate | 100.0% | 67.5%+32.5pp | 78.7%+21.3pp | 68.9%+31.1pp |
| Annual return | 13.16% | 32.74%-19.6pp | 89.72%-76.6pp | 26.06%-12.9pp |
| Employer contribution / active EE | $2,121 | $2,588-18.1% | $4,268-50.3% | $2,596-18.3% |
| Participant deferral / active EE | $2,212 | $3,311-33.2% | $5,630-60.7% | $4,274-48.2% |
| Admin fee / account holder | $2,318 | $6,724-65.5% | $16,006-85.5% | $7,775-70.2% |