Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Retirees and beneficiaries make up 25% or more of total participants - indicates an ageing workforce or a frozen plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,275 | $110,307-35.4% | $96,576-26.2% | $139,456-48.9% |
| Participation rate | 0.0% | 78.1%-78.1pp | 76.0%-76.0pp | 80.3%-80.3pp |
| Annual return | 12.23% | 26.40%-14.2pp | 25.87%-13.6pp | 373.45%-361.2pp |
| Employer contribution / active EE | $1,750 | $3,619-51.6% | $2,965-41.0% | $4,753-63.2% |
| Participant deferral / active EE | $672 | $5,547-87.9% | $4,851-86.1% | $6,711-90.0% |
| Admin fee / account holder | $1,325 | $11,597-88.6% | $8,253-83.9% | $11,407-88.4% |