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| Provider | Service type | Compensation |
|---|---|---|
Service code 26 · EIN 45-4901170 135 EAST BROAD STREET · BETHLEHEM, PA 18018 | Advisory (Participants) | $17,135 |
Service code 15 · EIN 01-0233346 | Recordkeeping | $375 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,819 | $72,486-0.9% | $87,103-17.5% | $72,976-1.6% |
| Participation rate | 100.0% | 72.8%+27.2pp | 76.9%+23.1pp | 69.5%+30.5pp |
| Annual return | 18.50% | 24.46%-6.0pp | 28.19%-9.7pp | 81.02%-62.5pp |
| Employer contribution / active EE | $2,861 | $1,894+51.1% | $2,521+13.5% | $2,440+17.3% |
| Participant deferral / active EE | $2,822 | $3,270-13.7% | $4,049-30.3% | $3,608-21.8% |
| Admin fee / account holder | $432 | $5,055-91.5% | $7,491-94.2% | $5,124-91.6% |