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| Provider | Service type | Compensation |
|---|---|---|
Service code 26 · EIN 45-4901170 135 EAST BROAD STREET · BETHLEHEM, PA 18018 | Advisory (Participants) | $17,099 |
Service code 15 · EIN 01-0233346 | Recordkeeping | $175 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,102 | $62,583-8.8% | $76,767-25.6% | $64,173-11.0% |
| Participation rate | 100.0% | 72.8%+27.2pp | 77.0%+23.0pp | 69.6%+30.4pp |
| Annual return | -6.90% | -1.95%-5.0pp | 2.43%-9.3pp | 7.63%-14.5pp |
| Employer contribution / active EE | $2,818 | $1,832+53.8% | $2,485+13.4% | $2,381+18.4% |
| Participant deferral / active EE | $2,937 | $3,145-6.6% | $3,852-23.7% | $3,470-15.3% |
| Admin fee / account holder | $318 | $4,667-93.2% | $6,675-95.2% | $4,887-93.5% |